When SSI checks arrive in 2025

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Some Social Security recipients may have had an early New Year’s Eve hit in their bank account.

This is not an error, it is due to the way the days fall on the benefits program calendar. Social security payments for most recipients come out every month on a Wednesday. For example, if your date of birth falls between the 1st and 10th of the month, you will be paid on the second Wednesday of the month; born on the 11th to the 20th, you get paid on the third Wednesday, and so on, according to The Social Security Administration’s calendar.

But those receiving Supplemental Security Income (SSI) should receive their payment for January 2025 on December 31, 2024. SSI benefits usually come on the first of the month. But when the first falls on a weekend or federal holiday, in this case New Year’s Day, they are sent out early.

more than 7.4 million Americans get SSI, which provides monthly payments in addition to traditional Social Security benefits to people who may be disabled or have limited resources. About half of those who receive SSI also receive Social Security.

Since 99% of recipients are paid electronically, the SSI payment for January 2025 should arrive on Tuesday, December 31.

This is not the first or last time these SSI recipients are receiving payments at an unusual rate.

When do SSI payments come out?

SSI payments are usually sent out on the first business day of each month. If the first day of the month falls on a Saturday, Sunday or public holiday, benefits are paid the day before the due date, cf. Social Security Administration.

SSI payments for December went out on Friday, November 29 because December 1 was a Sunday, according to The SSA calendar.

January SSI payments always come out early because January 1st is a holiday. This year the January payments arrived on Tuesday 31st December.

SSI payments: Some calendar glitches ahead

The quirks of the calendar continue into 2025. SSI recipients will receive their payment for February 2025 on January 31, 2025, and their payment for March 2025 on February 28, 2025, according to 2025 SSA Calendar. This means that SSI recipients will not receive a payment during the calendar month of March.

In May, SSI recipients will get two checks: the May SSI payment is scheduled to be issued on May 1 and the June SSI payment on May 30, according to the SSA calendar. In June as in March, SSI recipients will not receive payment in that calendar month.

Again in August, SSI recipients will get two checks – the August payment on August 1 and the September payment on August 29 – but no payment in the calendar month of September.

SSI payment plan for 2025

Supplemental Security Income Checks will be issued on the following dates in 2025, according to The SSA calendar.

  • Tuesday 31 December 2024 (check for January 2025)
  • Friday 31 January 2025 (Check for February 2025)
  • Friday 28 February 2025 (check for March 2025)
  • Tuesday 1 April 2025 (Check after April 2025)
  • Thursday 1 May 2025 (Check after May 2025)
  • Friday 30 May 2025 (check for June 2025)
  • Tuesday 1 July 2025 (Check after July 2025)
  • Friday, August 1, 2025 (Check for August 2025)
  • Friday 30 August 2025 (Look for September 2025)
  • Wednesday 1 October 2025 (Check for October 2025)
  • Friday 31 October 2025 (Check for November 2025)
  • Monday 1 December 2025 (Check for December 2025)
  • Wednesday 31 December 2025 (check for January 2026)

What is SSI?

SSI, also known as Supplemental Security Income, provides monthly payments to those with limited income or resources who are age 65 or older, blind, or have a qualifying disability. Children with a qualifying disability can also receive SSI, according to the SSA website.

Generally, qualified adults earn no more than $2,019 from work every month.

If you or someone you know thinks they may be eligible for SSI, you can begin the application process onlinein person at your local The Social Security Officeor by calling 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 AM and 7:00 PM local time during the work week.

Follow Mike Snider on X and Threads: @mikesnider & mike carvers.

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