Social Security November 2024: Your money is on its way soon

November’s Social Security payments are being sent out to recipients, with two down and two more to go, but it can be difficult to figure out when your check will arrive. When you receive your check depends on a few factors, such as how long you received benefits and what day of the month you were born. If you’re unsure when you’ll receive your check, we’ll break it down for you.

Below is the full payment schedule for November 2024 and some questions you may have about your benefits. If you’re still waiting for your check from October, check out what to do if your Social Security payment is missing.

Read on to find out if you can expect to receive your check this week and how your payment date is determined by the Social Security Administration and other government benefit payment dates. For more, don’t miss the Social Security and SSDI cheat sheet and instructions on how to apply for Supplemental Security Income.

When will I get my Social Security check?

Want to know what day of the month you get your check? Here is the Social Security and SSDI payment schedule for November.

How is the payment date for my social security determined?

Social security benefits are typically paid from the 2nd Wednesday of the month. The remaining two payments are paid on the following two Wednesdays of the month. Which week you receive your payment depends on your date of birth. There is one major exception that I will cover below.

Smart money advice on the topics that matter to you

CNET Money brings financial insights, trends and news to your inbox every Wednesday.

Do I receive my other public benefits on the same day?

If you received social benefits before May 1997, or receive both social security and supplementary security income, your payment plan is not determined by your date of birth. Instead, payments are made every month on the same date, with a few exceptions that I’ll explain below.

Social Security payments are sent out on the 3rd of each month, while SSI payments are sent out on the 1st of each month. These dates will sometimes change if the 1st or 3rd of the month falls on a weekend or holiday. For example, March 3rd fell on a weekend, so Social Security recipients received their March payments two days earlier, on March 1st. The same will happen in the month of November.

Smart money advice on the topics that are important to you

CNET Money brings financial insights, trends and news to your inbox every Wednesday.

The only benefits paid on the same schedule are Social Security and Social Security Disability Insurance.

Didn’t receive your Social Security check? Start here.

If your check doesn’t show up when it’s supposed to, or at all, the Social Security Administration suggests waiting three additional mail days before contacting it. Then you can call the national toll-free number: 1-800-772-1213.

The SSA notes that “wait times to speak with a representative are typically shorter in the morning, later in the week, and later in the month.”

If you have trouble getting hold of the SSA through the national number, you can use theirs office locator to find a local office to reach out to.

For more, see How to Apply for Social Security Benefits for Eligible Children and How to Apply for Social Security Disability Insurance.